Moving into Sixth Form means taking your first steps into the ‘real’ world. You will likely get a part time job, open a bank account if you don’t already have one and take out your first insurance policy in your own name. You may start to use a debit card and, if you go to university, you’ll certainly get into debt! How will you navigate your way through the financial minefield of bank accounts, credit cards, mortgages, loans, insurance policies etc? How will you ensure your financial sustainability over the short and long term? On 6 September 2018, the BBC news reported that up to 8.3 million people in the UK were unable to pay off debts or household bills. The consequences of this can be devastating. The Level 3 Certificate and Diploma in Financial Studies (AS and A Level equivalent) will equip you with a financial understanding that many adults lack, ensuring you are prepared to tackle important financial decisions as you go through life. Using the LIBF online study resources, you will develop independent study skills, enabling you to become an autonomous learner. You may study the Certificate in Financial Studies as a stand-alone, one-year qualification. You must pass the Certificate to progress to the Diploma. Practical activities involving group work and presentations will develop your team working skills. You will undertake independent research and be expected to keep up to date with current affairs and news stories. You will learn how to analyse financial products and make recommendations for a specific client, e.g. the best credit card for a young adult, or the best pet or home insurance policy for an older client. You will learn the terminology and jargon associated with financial products.